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Asset Enhancer II
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Interest-Sensitive Whole Life Insurance
Have you accumulated money in CD's, Money Market Certificates, Annuities or other investments that you plan to pass on to your heirs?

Consider Asset Enhancer II whole life insurance. A key advantage of this policy is that it can increase the value of your estate by enhancing these accumulations in the form of a death benefit that can be passed on to your beneficiary free from federal income taxes.

More good news: Asset Enhancer II also offers optional long term care benefits available as riders, so you can accelerate the death benefit of your policy to help pay long term care expenses should the need arise.

• Premiums will never increase
• Guaranteed death benefit is federal income tax free
• Guaranteed cash value accumulates tax-deferred
• Lets you borrow from its cash value
• Choose from premium payment plans

• Accelerated death benefit can be used for confined care, such as nursing home or assisted living facility, or community care, such as home healh care or adult day care
• Option to extend benefits by 25 more months
• Special continuous pay riders available

To learn more about Asset Enhancer II, contact your Pennsylvania Life agent. For more information about any of our policies, email us or call 87-PENN-LIFE.

Product availability and benefits vary by state. Product available in AL, AR, AZ, CO, DC, FL, GA, IA, ID, IL, IN, KS, LA, ME, MI, MN, MO, MS, NC, ND, NE, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI.

Policy Series: PL-ISWL03 1, 5, 10, and LP (or state variations)