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Accident/Sickness Protection
 
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Our Accident/Sickness insurance plans provide 24-hour-a-day protection, every day of the year, on or off the job, anywhere in North America. Choose the coverage you need: Total Disability, Surgical, Hospital, and/or Accidental Death, while retaining the freedom to choose your own physician.

Accident Coverage

  • Accident Total Disability
    Paid monthly while you are totally disabled due to injury.
  • Accident Surgical Benefit
    Paid for surgery in a hospital as a result of an injury.*
  • Accident Hospital Benefit
    Paid from the first day you are hospitalized as a result of injury for as long as you are hospitalized -- even for life.
  • Accidental Death Benefit
    Paid in one lump sum to your beneficiary if you should die as a result of injury.

Sickness Coverage

  • Sickness Total Disability
    Paid while you are totally disabled as a result of sickness.
  • Sickness Surgical Benefit
    Paid for surgery in a hospital as a result of sickness.*
  • Sickness Hospital Benefits
    Paid to you from the first day you are hospitalized as a result of sickness for as long as you are hospitalized -- even for life.

Features:

  • Guaranteed Renewable**
  • Waiver of Premium option***
  • Inflation Protection option***

Contact a Pennsylvania Life agent. For more information about any of our plans, email us or call 87-PENN-LIFE.

*If surgery is performed on an outpatient basis, one half of the surgical benefit is payable. Covered surgical procedures are listed in the Surgical Schedule of your policy. If two or more surgical procedures are performed, we will pay the benefit for the most expensive procedure.

**In accordance with your specific state requirements. Pennsylvania Life may change premium rates or benefits at a certain age by class or coverage (may terminate at certain ages).

***Addiional premiums required.

Product availability and benefit descriptions, definitions, exclusions and limitations may vary by state.

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